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MI Australia - Protecting your Policy

Protecting your Policy

Protecting your Policy

Hints and tips on loss prevention and mitigation


Your policy is designed to protect you against fortuitous loss or damage, subject to applicable limits and the terms and conditions in place. Whilst this provides peace of mind it does not compensate for business interruption that may result.


Machinery breakdown and flooding continue to be the main cause of claims.


Being pro-active will not only protect your no claims bonus, but will also minimise valuable lost 'down time'.  We would remind owners to ensure that machinery is maintained in accordance with manufacturer specifications.  For example, regular oil analysis is a simple and effective procedure which can help identify any potential problems before they occur thus avoiding costly breakdowns and lost sea time.